10 Things you can do After a Car Accident
South Africa ranks among the highest in car accident rates in the world, so chances of you being in one would be likely high and having the right car insurance cover in place is very good. (request life insurance). Car accidents are always terrifying, stressing at that point whether you are involved or you witnessing, there is no other way to deal with accidents on South African national roads. If you are uninjured that is a very good thing or if you have seen and became a witness to the accident scene, there are few things you need to know and do in the event of a car accident. Below we listed 10 things to do after a car accident.
Even a minor fender bender can leave you shaken. That’s why it’s crucial to know the right steps after an accident to protect yourself. First, remain calm and move your vehicle to a safe location if possible. Next, call the police to file an official report – this documentation is essential. Then, collect detailed information like the other driver’s contacts, insurance details, photographs of the damage, and statements from any witnesses.
Don’t admit fault, just focus on gathering facts. Make sure to also notify your insurer right away and get your claim process started. Following these steps ensures you have the documentation and support needed for a smooth resolution.
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What Should You Do After a Car Accident? See Checklist below.
1. Stop
You will be surprised what unusual choices people make when overloaded with fear and panic. It’s against the law to drive off after getting involved in accident on the national road, people might die while needing paramedics.
2. Safety first
If you can drive your car park on the side of the road. Check that you are fine and if you have passengers, pleases make sure everyone is ok. If any people are seriously injured, call for help immediately. Lock your valuables if you have any (boot, cubbyhole)
3. Always stay calm
Accidents will always be painful also emotional, it does not help the situation if you scream and battle with other people. Always stay calm.
4. Don’t say anything
This goes along with always stay calm after getting involved in accident. The reaction of shock being in an accident can make you saying and do things that can end up incriminating you even if it’s not your fault.
5. Call for assistance
Call any friend or family member to come help you. Call an ambulance and for the police. Ambulance is very critical for injured personals.
6. Swap information and Contact details
Do it on a piece of paper or your smart phone, swap info and contact details as follow:
- Time, date and the location of the accident
- The car registration number/s, car make and model of other cars involved
- Names, addresses and telephone numbers of the other driver/s and any witnesses along with contact details.
- Name and telephone number of the towing driver or paramedic.
- Which station you are to receive your accident report etc.
Tip: make sure the cell phone works and drivers licenses are valid.
7. Assess any damages after the car accident
If anyone on the accident scene has a smart phone, use it to take sufficient pictures of the cars, and accident scene also surrounding areas.
8. Gather other noticeable evidence
Check cars tyres condition, break lights see whether the driver is intoxicated with alcohol or not. If there are any witnesses that can tell you if the other driver was texting or where they on a phone call. Any important info that can assist in the claim.
9. Notify your car insurance provider after car accident
You need to notify your insurance company of the accident you have been involved in. Share with them all the important details of the car accident, send pictures, accident scene report and other relevant information you feel may be necessary for the claim. This is very important you have the right car insurance policy and don’t become like many of South African citizens that drive uninsured.
10. Get regular updates on the repairs
Always phone your insurance on the progress of your car insurance claim, (if your car was not a right-off) your car should be repaired and other details you may need so that you are regularly update on your vehicles repairs.
what to do after a car accident not your fault
No one can be ready for a vehicle accident, but by having the right car insurance policy in place any unforeseen occasion will be less traumatic.
Getting into a car accident can be a stressful and overwhelming experience, but it’s important to stay calm and take the necessary steps to protect yourself and your interests, especially when the accident is not your fault.
Let your insurance company know in 24/7 accident assistance line guide you through every critical action to take after a collision.
Apply for free car insurance quotes from South Africa’s top insurance companies.
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