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Geyser insurance is a type of insurance that covers damage caused by burst geysers. It is often included in homeowners insurance policies, but some insurers may exclude it or increase the excess amounts to minimize their losses. It is important to check your policy to see what is covered

Geyser excess insurance

If you’re a homeowner, you know how important it is to protect your property and belongings. One appliance that can cause a lot of damage if it malfunctions is your geyser. That’s why geyser protection insurance is an important investment for any homeowner. In this article, we’ll discuss the benefits of geyser insurance and why it’s worth considering.

• geyser insurance can protect you from unexpected repair costs. Geyser repairs can be expensive, especially if you need to replace the entire unit. With insurance, you’ll have peace of mind knowing that you won’t be stuck with a hefty bill.
• geyser protection can provide 24/7 emergency assistance. If your geyser malfunctions outside of business hours or on a weekend, you can contact your insurer provider for help. This can be especially useful if you rely on hot water for your business or have guests staying in your home.
• geyser protection can cover damage caused by a geyser leak. A leaking geyser can cause water damage to your property, which can be costly to repair. With cover, you can rest assured that any damage caused by a geyser leak will be covered.

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What does geyser insurance cover

Geyser protection covers loss or damage caused by burst or leaking geysers. It also covers the resultant water damage to permanent fixtures and fittings. However, it may not cover wear and tear issues like needing a new pressure valve. The insurance is generally covered by the body corporate, but maintenance needs to be done by the owner.

How much does geyser insurance cost

The cost of geyser insurance varies depending on the insurer and the policy. The average cost to replace and install a geyser is about R7 500. The premium for building insurance that includes geysers is paid by the body corporate, but not the excess payments that result from claims. Geyser extended warranty and damage protection plans are also available.

Learn more about solar geyser insurance today.

How to choose the right geyser insurance

To choose the right geyser protection, you should consider the coverage offered by different insurers and policies. You should also consider the warranty of your geyser. Proper water heater preventive maintenance is key to avoiding unnecessary home expenses.

How to claim geyser insurance

To claim geyser protection, you should complete a geyser claim form and notify the managing agent of the resultant damage. You can also complete a geyser claim end-to-end on some insurers’ app or web portal. As part of the claims process, you will need to provide a report from the plumber containing details of the replacement. If you have a geyser warranty, you should follow up with the manufacturer until the geyser and/or part(s) has/have been replaced.

When choosing geyser insurance, make sure to compare policies and look for one that fits your budget and provides the coverage you need. Some policies may also include additional benefits, such as cover for burst pipes or geysers that are struck by lightning.

Conclusion

In summary, geyser insurance is an important investment for any homeowner. It can protect you from unexpected repair costs, provide 24/7 emergency assistance, and cover damage caused by a geyser leak. Make sure to compare policies and find one that fits your needs and budget.