How does it work when i claim from the road accident fund?
The high incidence of accidents on South African roads led the government to set up road accident fund claims, this funds are to provide assistance to the citizens who are affected by accidents sustained on public roads.
The “Road Accident Fund” has helped millions since it was introduced and is hailed as one of the best legislation that has helped the ordinary citizens of the country.
It is fortunate that this fund exists and it is the road users who pay other road users and the system has been working well in the country.
The South African “Road Accident Fund”
Every citizen who purchases fuel contributes to this fund which is under the auspices of the government to pay compensation to those left destitute by accidents on the roads of the country. Be on the look out so that we can decrease the road accident fund claims that happen on a daily base.
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It would also pay compensation to the next of kin of those killed on the roads and assist those without motor insurance and left injured or unable to work for their living. Read about the cheapest car insurance quotes in South Africa
Who can claim from the Road Accident Fund?
– Any person sustaining injuries in a road accident.
– Dependents of those killed in an accident
– To pay for the funeral of those killed on the road
– A minor dependent of anyone killed in an accident
– When a claim cannot be made from someone not insured
– There are other reasons which could be referred on a case by case basis.
– A victim of negligence of another driver
Many road accident fund claims forms are submitted to the office on a daily base.
Claims made against
– Loss of work
– Funeral expenses
– For pain, recuperation, suffering and others
– Losing the bread winner
– Left destitute
Other factors on a case by case basis
Guidelines to claim
There are different guidelines and of them anyone could make a claim for partial damages, that is he or she is partly victimized.
Some can claim a fixed amount as compensation depending on the quantum of injuries suffered and the extent of the loss. visit the road accident fund claims site.
Road accident fund claim
There are set procedures to effect a claim and the systems are well in place and most victims who are unable to forward a claim due to various reasons could submit their claim applications through an attorney who would act on their behalf.
There is an application form and standard documentation that would be required and all of them have to be submitted and if there is anything in want, then the process could get further delayed.
The process if better facilitated if all documents required are submitted in the first instance with the application and with so many serious accidents happening on the roads of South Africa, one could imagine the quantum of applications that would need to be processed.
Claims have a time bar, where if the driver is known the claim would need to be submitted within three years and if the driver or car is unknown then the claim need to reach the relevant authorities within two years.
Whatever the case may be all claims would be closely scrutinized before the compensations claims are paid due to the high incidence of fraud being committed in this fund.