Comprehensive motorcycle insurance quotes in South Africa
Are you having problems finding the right motorcycle insurance quotes in South Africa? Let insuranceexpert can get you in-touch with qualified insurance agent inquire about Motorbike, moped, motorcycle insurance quotes. If your ride is a Harley-Davidson or Vespa scooter bike, Kawasaki Ninja, Big boy scooter, Hornet or Bandit, motorbike insurance is a huge necessity. Having insurance can be a necessity but that does not mean that it will be expensive unlike car insurance. However having to find the cheapest insurance quote can be hard to find.
Average motorcycle insurance quotes in South Africa
How motorcycle insurance actually works
Using certain kind of criteria to calculate your comprehensive insurance depending on certain criteria this can change the premium prices. Se the following:
Gender and age
Motorcycle drivers among the age between 16 and 24 are probed to be involved in road accidents, although 96% of accidents this is involving male motorbike riders. Insurance companies in South Africa male motorbike driver’s premiums are more likely to be high. Riders over the age of 40 years get discount on premiums and cash back, this differs from different providers.
Area where you stay and work
Cost of premiums will increase if you stay and travel most in an area with a high likelihood for accidents, theft and natural disasters like fire, Storm flooding.
Type of Motorbike you ride
Traveling on a super bike with a lot of speed can look cool but, all of that can drive your insurance premium up, these components increase the risk of one being in road accident and this following insurance claims.
Security precautions in place
Higher insurance premiums occur when you’re a motorcycle does not have security features like:
- Keeping it in a locked garage
- Not staying in a security estate
- Tracker system, Wheel lock, Disc Lock
Your driving record
Historical claims that where made in the past will count against you this will be taken into account by your new insurance provider when signing up a new insurance cover.
Cheap Motorbike Insurance South Africa
Where to Get Cheap Motorcycle Insurance
Best part is that practically all car insurance companies offer motorcycle insurance cover options. Insurers like OUTsurance, Santam, MiWay and Hollard, for instance all insurance providers offer cover options. This is great news for you, this means the more companies the more competitors for quotes and resulting to low insurance premiums.
Affordable bike insurance
We now know that we get affordable bike insurance is easy to obtain and since we dealing with a high risk machine, you have the option of getting additional cover packages like:
- Medical cover, third party insurance
motorbike insurance calculator
This will increase your monthly insurance package, but it’s safe to know you insured.