Tradesman tools insurance for South African handy-man
A tradesman should always insurers that they always with his tools where ever he goes. In South Africa, tools are very relevant to the tradesmen. They always move along with them anywhere they go. It is always good not to let your tools be far from you. A tradesman without tools is just like saying a student without a pen, Insurance is another tradesman tool we cannot avoid. No matter the situation you are, please make sure you are being covered by the insurance company in other to unplanned expenses.
Here are some types of coverage which you are entitled as a tradesman in South Africa. Request for call back for quotes
Public liability insurance for tradesman tools
This is the type of protection that will cover you if your tool causes an injury to the third party. This is one of the common claims for a tradesman. For instance, if one of your customers in a site or workshop picks or uses your tool and accidentally he sustained an injury. This kind of insurance will cover you.
Portable valuable insurance
This is another type of insurance cover that will protect a tradesman against damage of tools as a result of rust, break, and theft or loss. It will not be proper as a tradesman not to plan for future replacement of their tools. No matter how careful we are we still make mistakes at times. In South Africa tradesman who is working in a sit or workplace and accidentally one of the tools got broken while using. This cover will protect the tradesman at the backside.
Commercial Business insurance for motor vehicles
This is the type of business insurance cover that will protect a tradesman’s van or any commercial vehicle from some certain level of an insured event like accidental damage. This kind of claim is usually taken by cab drivers, or any person using the vehicle for their various businesses. Things to do after getting involved in a car accident, tips to help you.
In other to select your choice of insurance cover, you need to shop from many insurance companies so that you can compare their various offers to each other and select the one that fits your purpose. The reason is that they all have different offers. Therefore you need to be sure of the type of insurance cover you need as a tradesman.